Beware of Deception (Scammers)

I received a call from what appeared on my phone to be Wells Fargo. When I answered the call, I was told that I was speaking to a man named Robert who wanted to help me with my credit card debt. I asked him if he was from Wells Fargo and he said no, he was from a credit agency like Experian and he could help me to pay off all my credit cards. I asked which credit card he was talking about and he said all of them. I asked how he got my phone number and he said he works with all the credit agencies and received my number from my credit card records. I knew he was a scammer right from the beginning and I will point out the flags that led me to know that.

Flag #1 - why would a person from Wells Fargo Bank be calling to help me with my credit cards? I don't even bank with Wells Fargo. And he was calling from a Wells Fargo # but said he did not work for Wells Fargo.

Flag #2 - I have NO credit cards that he could be helping me to pay off except a small balance on my Amazon card which I pay off immediately every month, so he could not have gotten my phone # from there. And that is the only card that shows on my credit report.

Flag #3 - "Robert" had a very thick Indian accent and I have made myself aware of the scams that are happening right now and I know that most of these types of scams originate in India. They will claim they are in the US and even though the call appeared to originate in the US, I knew he was actually in India.

"Robert", which is a fake name, was "spoofing" the phone number for a Wells Fargo branch in Florida in order to give him legitimacy so that people will answer his calls. This is one of the scams they use. Never send money when you receive a call, even if it looks like a legitimate phone#. If you were a customer of Wells Fargo or whatever company they are using, simply hang up and call your branch and ask if what the person is telling you is true. Think about what they are telling you to see if what they are saying sounds legitimate and makes sense. Since I don't have credit cards, and I don't bank at Wells Fargo, I knew it was a scam . And here's the funny part... when I asked "Robert" what part of India he lives in, he hung up immediately!

"But evil men and impostors will grow worse and worse, deceiving and being deceived." 

(2 Timothy 3:13)